By Michelle Conlin NEW YORK (Reuters) - Many thousands of Americans who lost their homes in the housing bust, but have since begun to rebuild their finances, are suddenly facing a new foreclosure nightmare: debt collectors are chasing them down for the money they still owe by freezing their bank accounts, garnishing their wages and seizing their assets. The two big government-controlled housing finance companies, Fannie Mae and Freddie Mac, as well as other mortgage players, are increasingly pressing borrowers to pay whatever they still owe on mortgages they defaulted on years ago. Using a legal tool known as a "deficiency judgment," lenders can ensure that borrowers are haunted by these zombie-like debts for years, and sometimes decades, to come. Before the housing bubble, banks often refrained from seeking deficiency judgments, which were seen as costly and an invitation for bad publicity.
SALT LAKE CITY (AP) — Poison control workers say that as the e-cigarette industry has boomed, the number of children exposed to the liquid nicotine that gives hand-held vaporizing gadgets their kick also has spiked.
SEOUL, South Korea (AP) — After an avalanche of data breaches, South Korea's national identity card system has been raided so thoroughly by thieves that the government says it might have to issue new ID numbers to every citizen over 17 at a possible cost of billions of dollars.
FERGUSON, Mo. (AP) — Police arrested dozens of protesters during the final of four days of rallies and civil disturbance to express anger at the fatal shooting of Michael Brown, a black 18-year-old, by a white police officer in a St. Louis suburb.
SEOUL, South Korea (AP) — Popular South Korean messaging app Kakao Talk said Monday it will stop fully cooperating with authorities seeking to access private messages as part of a government crackdown on online criticism.
FERGUSON, Mo. (AP) — Pounding rain and tornado watches didn't deter hundreds of protesters Monday outside Ferguson police headquarters, where they stayed for almost four hours to mark how long 18-year-old Michael Brown's body was left in a street after he was fatally shot by police.
MECHANIC FALLS, Maine (AP) — Maine, like most states, doesn't have strict regulations for hayrides, including the one that lurched down a steep hill and into a tree over the weekend, killing a 17-year-old girl and injuring more than 20 others.
A Utah school bus driver was arrested Monday on suspicion of DUI after driving erratically and nearly hitting a car on a busy stretch of highway while taking 67 elementary-school students on a field trip, authorities said.